Terms of Use

Effective date: 2026-01-18

By using this website, you agree to these terms.

Use of content

• You may read and share links to our pages.
• You may not copy and republish our content in full without permission.

No professional advice

All information is provided for general informational purposes only and is not legal, financial, or professional advice.

Accuracy

We try to keep information clear and up to date, but billing rules, rates, and terminology can change. You are responsible for verifying details against your own bill and official sources.

External links

We may link to third-party sites. We are not responsible for their content or policies.